CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash flows from operating activities:
Net income	$ 1,689,264	$ 1,612,230
Adjustments to reconcile net income net cash provided by operating activities:
Depreciation	51,973	49,061
Gain on sale of investment securities		(4,348)
Provision for loan losses	10,000	55,000
Stock-based compensation expense	18,881	18,882
Deferred income taxes	(13,563)	(52,568)
Net amortization of unearned discounts on investment securities available for sale	72,760	77,408
Origination of mortgage loans held for sale	(12,302,642)	(13,589,623)
Proceeds from sale of mortgage loans held for sale	11,064,660	12,042,961
(Increase) decrease in accrued interest receivable and other assets	(528,022)	238,217
Increase in accrued interest payable and other liabilities	487,408	431,940
Net cash provided by operating activities	550,719	879,160
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	3,450,000	4,950,000
Proceeds from sale of investment securities available for sale		11,970,377
Purchase of investment securities available for sale		(5,000,000)
Net (increase) decrease in loans	(668,916)	2,082,326
Purchase of premises, equipment, and leasehold improvements, net	(66,527)	(49,347)
Net cash provided by investing activities	2,714,557	13,953,356
Cash flows from financing activities:
Net decrease in deposit accounts	(7,000,206)	(12,202,736)
Dividends paid	(826,638)	(748,395)
Stock options exercised	51,265	18,768
Net cash used in financing activities	(7,775,579)	(12,932,363)
Net (decrease) increase in cash and cash equivalents	(4,510,303)	1,900,153
Cash and cash equivalents at the beginning of the period	31,832,241	32,520,219
Cash and cash equivalents at the end of the period	27,321,938	34,420,372
Cash paid during the period for:
Interest	345,334	87,575
Supplemental disclosures for non-cash investing and financing activity:
Change in unrealized loss on securities available for sale, net of income taxes	(991,936)	(1,047,998)
Change in dividends payable	56,038	$ 1,273
Right of use assets obtained in exchange for lease obligations	7,334,079
Change in right of use assets and lease liability	$ 57,365