DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 2) - Nonrecurring Basis [Member] - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Impaired loans	$ 2,223,028	$ 1,735,051
Other real estate owned		435,479
Loans held for sale	1,199,438	2,093,723
Total	3,422,466	4,264,253
Level 2 [Member]
Loans held for sale	1,199,438	2,093,723
Total	1,199,438	2,093,723
Level 3 [Member]
Impaired loans	2,223,028	1,735,051
Other real estate owned		435,479
Total	$ 2,223,028	$ 2,170,530