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DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 1) - Level 3 [Member] - Municipal Securities [Member] - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Beginning Balance $ 11,458,889 $ 13,977,857
Total realized/unrealized gains (losses)    
Included in other comprehensive income 150,993 137,751
Purchases, issuances and settlements, net of maturities (5,367,927) (2,656,719)
Ending balance $ 6,241,955 $ 11,458,889