OTHER EXPENSE (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Other Income and Expenses [Abstract]
Advertising and business development	$ 12,217	$ 10,844	$ 16,159
Supplies	85,984	75,965	94,006
Telephone and postage	175,520	207,526	194,853
Insurance	43,866	44,613	42,192
Professional fees	459,348	451,882	431,424
Data processing services	579,666	585,497	594,550
State and FDIC insurance and fees	183,867	165,280	242,926
Courier service	54,044	82,907	96,823
Amortization of state tax credit	306,106	306,105	325,000
Amortization of federal tax credit	354,888
Other	697,957	587,118	601,843
Total other operating expenses	$ 2,953,463	$ 2,517,737	$ 2,639,776