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OTHER REAL ESTATE OWNED (Details) - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Summary of activity in other real estate owned:    
Balance, beginning of the year $ 435,479 $ 521,943
Additions - foreclosure   90,832
Sales (411,842) (90,832)
Write-downs $ (23,637) (86,464)
Balance, end of the year   $ 435,479