LOANS AND ALLOWANCE FOR LOAN LOSSES (Details Narrative)	Dec. 31, 2018 USD ($) Number	Dec. 31, 2017 USD ($) Number	Dec. 31, 2016 USD ($) Number
Receivables [Abstract]
Deferred loan fees	$ 156,309	$ 152,047
Loans pledged as collateral to secure funding with the Federal Reserve Bank	$ 101,900,000	$ 113,400,000
Number of loans over 90 days past due and still accruing | Number	0	1	2
Restructured loans		$ 33,300	$ 378,392