LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Loans	$ 274,664,267	$ 270,180,640
Allowance for loan losses	(4,214,331)	(3,875,398)
Total loans, net	270,449,936	266,305,242
Commercial [Member]
Loans	54,829,078	51,723,237
Commercial Real Estate Construction [Member]
Loans	7,304,300	2,317,857
Commercial Real Estate Other [Member]
Loans	143,703,401	140,186,324
Consumer Real Estate [Member]
Loans	63,787,411	70,797,973
Consumer Other [Member]
Loans	$ 5,040,077	$ 5,155,249

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale.

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