REGULATORY CAPITAL REQUIREMENTS (Tables)

12 Months Ended

Dec. 31, 2018

Regulatory Capital Requirements [Abstract]

Schedule of Regulatory Capital Requirements

The following tables present the actual and required capital amounts and ratios for the Company and Bank at December 31, 2018 and 2017: 

	December 31, 2018
	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions
(in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital to risk-weighted assets:
Company	$	50,657		16.69	%	$	24,280		8.00	%		N/A		N/A
Bank	$	49,695		16.39	%	$	24,262		8.00	%	$	30,328		10.00	%
Tier 1 capital to risk-weighted assets:
Company	$	46,864		15.44	%	$	18,210		6.00	%		N/A		N/A
Bank	$	45,898		15.13	%	$	18,197		6.00	%	$	24,262		8.00	%
Tier 1 capital to average assets:
Company	$	46,864		10.76	%	$	17,428		4.00	%		N/A		N/A
Bank	$	45,898		10.54	%	$	17,419		4.00	%	$	21,773		5.00	%
Common equity Tier 1 capital:
Company	$	46,864		15.44	%	$	13,658		4.50	%		N/A		N/A
Bank	$	45,898		15.13	%	$	13,647		4.50	%	$	13,647		4.50	%

	December 31, 2017
	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions
(in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total capital to risk-weighted assets:
Company	$	47,986		15.97	%	$	23,213		8.00	%		N/A		N/A
Bank	$	47,100		15.69	%	$	24,020		8.00	%	$	30,025		10.00	%
Tier 1 capital to risk-weighted assets:
Company	$	44,253		14.73	%	$	17,410		6.00	%		N/A		N/A
Bank	$	43,344		14.44	%	$	18,015		6.00	%	$	24,020		8.00	%
Tier 1 capital to average assets:
Company	$	44,253		10.01	%	$	16,738		4.00	%		N/A		N/A
Bank	$	43,344		9.82	%	$	17,661		4.00	%	$	22,077		5.00	%
Common equity Tier 1 capital:
Company	$	44,253		14.73	%	$	13,058		4.50	%		N/A		N/A
Bank	$	43,344		14.44	%	$	13,511		4.50	%	$	19,516		6.50	%