OTHER REAL ESTATE OWNED (Tables)

12 Months Ended

Dec. 31, 2018

Real Estate Owned, Disclosure of Detailed Components [Abstract]

Schedule of activity in other real estate owned

The following table summarizes the activity in other real estate owned at December 31, 2018 and December 31, 2017.

	December 31, 2018			December 31, 2017
Balance, beginning of the year	$	435,479		$	521,943
Additions - foreclosure		—			90,832
Sales		(411,842	)		(90,832	)
Write-downs		(23,637	)		(86,464	)
Balance, end of the year	$	—		$	435,479