CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Cash flows from operating activities:
Net income	$ 5,116,740	$ 4,053,126
Adjustments to reconcile net income net cash provided by operating activities:
Depreciation	144,158	142,859
Gain on sale of investment securities	(4,735)	(45,820)
Loss on sale of other real estate owned	33,476
Loss on disposal of premises, equipment, and leasehouse improvements, net	428
Valuation and other adjustments to other real estate owned	23,637	46,143
Provision for loan losses	230,000	52,500
Stock-based compensation expense	53,526	54,404
Deferred income taxes	(351,389)	(567,272)
Net amortization of unearned discounts on investment securities available for sale	227,847	293,080
Origination of mortgage loans held for sale	(43,444,865)	(43,420,076)
Proceeds from sale of mortgage loans held for sale	42,677,361	44,688,456
Decrease in accrued interest receivable and other assets	249,552	285,460
Increase in accrued interest payable and other liabilities	486,474	350,649
Net cash provided by operating activities	5,442,210	5,933,509
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	6,599,927	4,380,870
Proceeds from sale of investment securities available for sale	21,434,634	20,231,265
Purchase of investment securities available for sale	(9,978,050)	(30,088,916)
Proceeds from sale of other real estate owned	378,366
Net decrease in loans	(4,446,631)	(8,664,506)
Purchase of premises, equipment, and leasehold improvements, net	(214,065)	(99,067)
Net cash provided by (used in) investing activities	13,774,181	(14,240,354)
Cash flows from financing activities:
Net (decrease) increase in deposit accounts	(19,847,042)	14,024,187
Dividends paid	(2,322,116)	(2,084,817)
Stock options exercised	193,569	294,342
Net cash (used in) provided by financing activities	(21,975,589)	12,233,712
Net (decrease) increase in cash and cash equivalents	(2,759,198)	3,926,867
Cash and cash equivalents at the beginning of the period	32,520,219	26,242,330
Cash and cash equivalents at the end of the period	29,761,021	30,169,197
Supplemental disclosure of cash flow data:
Interest	391,972	365,558
Income Taxes	963,571	2,055,063
Supplemental disclosures for non-cash investing and financing activity:
Change in unrealized gain on securities available for sale, net of income taxes	1,870,267	832,782
Change in dividends payable	$ 636,553	53,343
Transfer of loans to other real estate owned		$ 90,832