CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash flow from operating activities:
Net income	$ 3,338,587	$ 2,612,473
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	94,347	94,994
Gain (loss) on sale of investment securities	(4,735)
Valuation and other adjustments to other real estate owned	23,637	46,143
Provision for loan losses	130,000	32,500
Stock-based compensation expense	37,763	36,542
Deferred income taxes	(289,099)	(553,671)
Net amortization of unearned discounts on investment securities available for sale	152,517	198,768
Origination mortgage loans held for sale	(29,065,349)	(32,568,879)
Proceeds from sale of mortgage loans held for sale	27,507,922	34,722,888
Decrease in accrued interest receivable and other assets	152,106	62,645
Increase in accrued interest payable and other liabilities	208,777	143,193
Net cash provided by operating activities	2,286,473	4,827,596
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	5,995,000	3,787,150
Proceeds from sale of investment securities available for sale	21,434,634
Purchase of investment securities available for sale	(9,978,050)	(15,084,800)
Net (decrease) increase in loans	(7,921,831)	389,768
Purchase of premises, equipment and leasehold improvements, net	(128,838)	(69,347)
Net cash provided by (used in) by investing activities	9,400,915	(10,977,229)
Cash flows from financing activities:
Net (decrease) increase) in deposit accounts	(20,548,691)	13,769,418
Dividends paid	(1,497,024)	(1,389,033)
Stock options exercised	102,447	154,858
Net cash (used in) provided by financing activities	(21,943,268)	12,535,243
Net (decrease) increase in cash and cash equivalents	(10,255,880)	6,385,610
Cash and cash equivalents at the beginning of the period	32,520,219	26,242,330
Cash and cash equivalents at the end of the period	22,264,339	32,627,940
Cash paid during the year for:
Interest	210,971	254,933
Income taxes	636,760	1,511,965
Supplemental disclosure for non-cash investing and financing activity:
Change in unrealized gian on securities available for sale, net of tax effect	1,437,452	1,026,912
Change in dividends payable	84,222	$ 1,767
Stock dividend	$ 9,334,342