OTHER REAL ESTATE OWNED (Details) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Summary of activity in other real estate owned:
Balance, beginning of year	$ 521,943	$ 620,394
Additions - foreclosure	90,832
Sales	(90,832)	(98,451)
Write-downs	(86,464)
Balance, end of year	$ 435,479	$ 521,943