CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Cash flows from operating activities:
Net income	$ 1,226,088	$ 1,195,736
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	47,518	48,807
Gain on sale of securities		(187,936)
Loss on sale of other real estate		13,450
Provision for loan losses	2,500	45,000
Stock-based compensation expense	18,835	18,582
Deferred income taxes	(163,611)
Net amortization of unearned discounts on investment securities	98,428	44,680
Origination of mortgage loans held for sale	(14,107,053)	(15,696,295)
Proceeds from sale of mortgage loans held for sale	14,968,617	17,586,995
Decrease in accrued interest receivable and other assets	436,712	277,334
Increase in accrued interest payable and other liabilities	371,786	391,874
Net cash provided by operating activities	2,899,820	3,738,227
Cash flows from investing activities:
Proceeds from calls and maturities of investment securities available for sale	1,212,150	2,000,000
Proceeds from sale of available for sale securities		15,629,464
Purchase of investment securities available for sale	(10,059,800)	(4,091,802)
Proceeds from sale of other real estate		85,001
Net decrease (increase) in loans	5,135,012	(10,728,993)
Purchase of premises, equipment and leasehold improvements, net	(14,766)	(24,658)
Net cash (used) provided by investing activities	(3,727,404)	2,869,012
Cash flows from financing activities:
Net increase in deposit accounts	13,441,888	2,950,690
Dividends paid	(693,864)	(639,158)
Stock options exercised	113,190	12,462
Net cash provided by financing activities	12,861,214	2,323,994
Net increase in cash and cash equivalents	12,033,630	8,931,233
Cash and cash equivalents at beginning of year	26,242,330	29,194,786
Cash and cash equivalents at end of year	38,275,960	38,126,019
Cash paid during the year for:
Interest	91,352	100,926
Income taxes	879,432
Supplemental disclosure for non-cash investing and financing activity:
Change in unrealized gain on securities available for sale, net of income taxes	369,068	591,294
Change in dividends payable	$ 1,152	$ 118