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SHORT-TERM BORROWINGS (Details Narrative) - USD ($)
Dec. 31, 2016
Dec. 31, 2015
Line of Credit Facility [Line Items]    
Unused balance of line of credit $ 21,000,000 $ 18,000,000
Securities sold under repurchase agreements $ 751 1,873,507
Maximum [Member]    
Line of Credit Facility [Line Items]    
Securities sold under repurchase agreements   5,480,927
Federal Reserve [Member]    
Line of Credit Facility [Line Items]    
Line of credit maximum borrowing capacity   $ 75,000,000