OTHER REAL ESTATE OWNED (Tables)

12 Months Ended

Dec. 31, 2016

Real Estate Owned, Disclosure of Detailed Components [Abstract]

Schedule of activity in other real estate owned

The following table summarizes the activity in other real estate owned at December 31, 2016 and December 31, 2015.

		December 31, 2016			December 31,  2015
Balance, beginning of year	$	620,394		$	521,943
Additions-foreclosure		—			98,451
Sales		(98,451	)		—
Write-downs		—			—
Balance, end of year	$	521,943		$	620,394