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CONCENTRATIONS OF CREDIT RISK (Tables)
12 Months Ended
Dec. 31, 2016
Risks and Uncertainties [Abstract]  
Schedule of loan concentration

Our loans were concentrated in the following categories.

 

  December 31, 2016 December 31, 2015
Commercial 20.06% 21.00%
Commercial Real Estate-Construction 0.46% 0.41%
Commercial Real Estate-Other 47.20% 47.70%
Consumer Real Estate 29.59% 28.76%
Consumer-Other 2.69% 2.13%
Total Loans 100.00% 100.00%