CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flows from operating activities:
Net income	$ 3,934,183	$ 3,657,316
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	140,276	148,425
Gain on sale and call of securities	(446,041)	(264,401)
Loss on sale of OREO	13,450
Provision for loan losses	395,000	82,500
Stock-based compensation expense	58,112	58,943
Net amortization of unearned discounts on investments	223,272	73,622
Origination of mortgage loans held for sale	(57,759,783)	(74,776,964)
Proceeds from sale of mortgage loans held for sale	58,617,055	75,083,908
(Increase) decrease in accrued interest receivable and other assets	(721,562)	334,841
Increase in accrued interest payable and other liabilities	744,530	202,926
Net cash provided by operating activities	5,198,492	4,601,116
Cash flows from investing activities:
Proceeds from maturities of investment securities available for sale	4,728,518	2,315,000
Proceeds from sales and calls of investment securities available for sale	26,113,400	15,219,799
Purchase of investment securities available for sale	(24,759,858)	(19,278,675)
Proceeds from sale of other real estate owned	85,000
Net increase in loans	(23,828,667)	(7,358,989)
Purchase of premises, equipment, and leasehold improvements	(69,303)	(93,833)
Net cash used by investing activities	(17,730,910)	(9,196,698)
Cash flows from financing activities:
Net increase in deposit accounts	6,687,942	21,333,477
Net decrease in short-term borrowings		(6,499,540)
Dividends paid	(1,920,866)	(1,740,932)
Cash paid for fractional shares		(4,778)
Stock options exercised	333,704	113,254
Net cash provided by financing activities	5,100,780	13,201,481
Net (decrease) increase in cash and cash equivalents	(7,431,638)	8,605,899
Cash and cash equivalents at beginning of period	29,194,786	10,379,048
Cash and cash equivalents at end of period	21,763,148	18,984,947
Cash paid during the period for:
Interest	308,857	313,689
Income taxes	1,669,840	1,631,252
Supplemental disclosure for non-cash investing and financing activity:
Change in unrealized gain on available for sale securities, net of tax	556,309	212,625
Change in dividends payable	53,663	59,049
Transfer of loans to other real estate owned		$ 98,451