CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net income	$ 2,507,846	$ 2,458,397
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	95,732	99,451
Gain on sale of securities	(348,327)	(264,401)
Loss on sale of OREO	13,450
Provision for loan losses	185,000	75,000
Stock-based compensation expense	39,683	38,907
Net amortization of unearned discounts on investments	92,417	48,540
Origination of mortgage loans held for sale	(36,412,202)	(49,005,737)
Proceeds from sale of mortgage loans held for sale	35,731,989	49,875,936
(Increase) decrease in accrued interest receivable and other assets	(292,725)	209,283
(Decrease) increase in accrued interest payable and other liabilities	(99,874)	227,098
Net cash provided by operating activities	1,512,989	3,762,474
Cash flows from investing activities:
Proceeds from maturities of investment securities available for sale	4,146,000	2,145,000
Proceeds from sale of investment securities available for sale	21,113,400	15,219,799
Purchase of investment securities available for sale	(9,033,245)	(7,056,800)
Proceeds from sale of other real estate owned	85,001
Net increase in loans	(27,767,765)	(6,340,644)
Purchase of premises, equipment, and leasehold improvements	(24,658)	(85,607)
Net cash (used) provided by investing activities	(11,481,267)	3,881,748
Cash flows from financing activities:
Net increase in deposit accounts	23,503,668	7,527,122
Net decrease in short-term borrowings		(6,499,571)
Dividends paid	(1,278,434)	(1,159,960)
Stock options exercised	260,546	113,254
Net cash provided (used) by financing activities	22,485,780	(19,155)
Net increase in cash and cash equivalents	12,517,502	7,625,067
Cash and cash equivalents at beginning of period	29,194,786	10,379,048
Cash and cash equivalents at end of period	41,712,288	18,004,115
Cash paid during the period for:
Interest	190,343	201,704
Income taxes	1,069,840	972,252
Supplemental disclosure for non-cash investing and financing activity:
Change in unrealized gain (loss) on available for sale securites, net of tax	838,910	(289,891)
Change in dividends payable	$ 3,275	$ 992