CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 1,195,736	$ 1,204,960
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	48,807	48,128
Gain on sale of securities	(187,936)	$ (111,313)
Loss on sale of other real estate	13,450
Provision for loan losses	45,000	$ 5,000
Stock-based compensation expense	18,582	19,192
Net amortization of unearned discounts on investments	44,680	25,813
Origination of mortgage loans held for sale	(15,696,295)	(18,927,142)
Proceeds from sale of mortgage loans held for sale	17,586,995	22,046,921
Decrease in accrued interest receivable and other assets	277,334	138,244
Increase in accrued interest payable and other liabilities	391,874	570,085
Net cash provided by operating activities	3,738,227	5,019,888
Cash flows from investing activities:
Proceeds from maturities of investment securities available for sale	2,000,000	1,400,000
Proceeds from sale of investment securities available for sale	15,629,464	10,845,887
Purchase of investment securities available for sale	(4,091,802)	$ (5,111,800)
Proceeds from sale of other real estate owned	85,001
Net increase in loans	(10,728,993)	$ (3,575,680)
Purchase of premises, equipment, and leasehold improvements	(24,658)	(85,607)
Net cash provided by investing activities	2,869,012	3,472,800
Cash flows from financing activities:
Net increase in deposit accounts	$ 2,950,690	10,535,019
Net decrease in short-term borrowings		(2,999,664)
Dividends paid	$ (639,158)	$ (579,981)
Stock options exercised	12,462
Net cash provided by financing activities	2,323,994	$ 6,955,374
Net increase in cash and cash equivalents	8,931,233	15,448,062
Cash and cash equivalents at beginning of period	29,194,786	10,379,048
Cash and cash equivalents at end of period	38,126,019	25,827,110
Cash paid during the period for:
Interest	$ 100,926	$ 98,961
Income taxes
Supplemental disclosure for non-cash investing and financing activity:
Change in unrealized gain on available for sale securities, net of tax	$ 591,294	$ 611,895
Change in dividends payable	$ 118