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QUARTERLY RESULTS OF OPERATIONS (Details) - USD ($)
3 Months Ended 12 Months Ended
Dec. 31, 2015
Sep. 30, 2015
Jun. 30, 2015
Mar. 31, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]                      
Total interest and fee income $ 3,635,011 $ 3,569,672 $ 3,550,663 $ 3,474,602 $ 3,475,648 $ 3,419,865 $ 3,315,756 $ 3,206,985 $ 14,229,948 $ 13,418,254 $ 12,751,792
Total interest expense 108,115 101,230 99,579 93,471 100,047 104,253 103,024 101,623 402,395 408,947 416,128
Net interest income 3,526,896 3,468,442 3,451,084 3,381,131 3,375,601 3,315,612 3,212,732 3,105,362 13,827,553 13,009,307 12,335,664
Provision for loan losses 110,000 7,500 70,000 5,000 20,000 12,500 20,000 30,000 192,500 82,500 207,500
Net interest income after provision for loan losses 3,411,896 3,460,942 3,381,084 3,376,131 3,355,601 3,303,112 3,192,732 3,075,362 13,635,053 12,926,807 12,128,164
Other income 788,770 662,038 868,492 730,658 741,128 617,385 683,235 539,335 3,049,958 2,581,083 2,496,417
Other expense 2,402,221 2,372,742 2,399,458 2,339,054 2,375,787 2,241,978 2,252,940 2,240,499 9,513,475 9,111,204 8,717,850
Income before income tax expense 1,803,443 1,750,238 1,850,118 1,767,737 1,720,942 1,678,519 1,623,027 1,374,198 7,171,536 6,396,686 5,906,731
Income tax expense 576,474 551,319 596,680 562,775 529,560 536,806 513,100 418,400 2,287,248 1,997,866 1,829,807
Net income $ 1,226,971 $ 1,198,919 $ 1,253,438 $ 1,204,960 $ 1,191,382 $ 1,141,713 $ 1,109,927 $ 955,798 $ 4,884,288 $ 4,398,820 $ 4,076,924
Basic income per common share $ 0.25 $ 0.24 $ 0.25 $ 0.25 $ 0.24 $ 0.23 $ 0.23 $ 0.20 $ 0.99 $ 0.90 $ 0.83
Diluted income per common share $ 0.24 $ 0.24 $ 0.26 $ 0.22 $ 0.24 $ 0.23 $ 0.22 $ 0.18 $ 0.96 $ 0.87 $ 0.83