DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 4) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Financial Assets:
Cash and due from banks	$ 5,295,924	$ 4,698,435
Interest bearing deposits in other banks	23,898,862	5,680,613
Investments available for sale	119,997,585	113,994,112
Mortgage loans to be sold	5,820,239	7,325,081
Accrued interest receivable	1,284,063	1,290,380
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets:
Cash and due from banks	5,295,924	4,698,435
Interest bearing deposits in other banks	23,898,862	5,680,613
Investments available for sale	34,633,673	29,248,281
Significant Other Observable Inputs (Level 2) [Member]
Financial Assets:
Investments available for sale	80,146,234	83,368,742
Mortgage loans to be sold	5,820,239	7,325,081
Accrued interest receivable	1,284,063
Financial Liabilities:
Demand Deposits	303,950,800	260,597,692
Time Deposits	54,780,915	61,837,616
Accrued interest payable	73,421	90,039
Other short term borrowings		6,980,681
Fair Value Inputs Level 3 [Member]
Financial Assets:
Investments available for sale	5,217,678	1,377,089
Loans	242,581,154	234,204,303
Carrying Amount [Member]
Financial Assets:
Cash and due from banks	5,295,924	4,698,435
Interest bearing deposits in other banks	23,898,862	5,680,613
Investments available for sale	119,997,585	113,994,112
Mortgage loans to be sold	5,820,239	7,325,081
Loans	242,622,705	234,117,792
Accrued interest receivable	1,284,063
Financial Liabilities:
Demand Deposits	303,950,800	260,597,692
Time Deposits	54,767,812	61,821,335
Accrued interest payable	73,421	90,039
Other short term borrowings		6,980,681
Fair Value [Member]
Financial Assets:
Cash and due from banks	5,295,924	4,698,435
Interest bearing deposits in other banks	23,898,862	5,680,613
Investments available for sale	119,997,585	113,994,112
Mortgage loans to be sold	5,820,239	7,325,081
Loans	242,581,154	234,204,303
Accrued interest receivable	1,284,063
Financial Liabilities:
Demand Deposits	303,950,800	260,597,692
Time Deposits	54,780,915	61,837,616
Accrued interest payable	$ 73,421	90,039
Other short term borrowings		$ 6,980,681

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 25
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For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Amount of accrued but unpaid interest on deposit liabilities.

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Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.

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For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.

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Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.

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Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.

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The face amount of loans that will be sold to other entities.

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Sum of the carrying amounts at the balance sheet date of short-term borrowings not otherwise specified in the taxonomy having initial terms less than one year or the normal operating cycle, if longer.

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Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts.

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