OTHER EXPENSE (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Expense Details
Advertising and business development	$ 16,662	$ 12,695	$ 15,558
Supplies	111,604	123,087	100,359
Telephone and postage	188,052	193,039	177,551
Insurance	42,504	44,271	40,930
Professional fees	423,319	411,742	389,306
Data processing services	518,788	493,977	444,136
State and FDIC insurance and fees	228,627	216,129	202,043
Courier service	95,877	104,366	101,338
Other	548,233	571,752	648,734
Other operating expenses	$ 2,173,666	$ 2,171,058	$ 2,119,955