XML 91 R60.htm IDEA: XBRL DOCUMENT v3.3.1.900
LOANS AND ALLOWANCE FOR LOAN LOSSES (Details 5) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Impaired and Restructured Loans with no related allowance recorded      
Unpaid Principal Balance With no related allowance recorded $ 3,542,706 $ 4,335,849  
Recorded Investment With no related allowance recorded 3,542,706 4,335,849  
Average Recorded Investment With no related allowance recorded 3,757,429 4,514,116 $ 3,052,753
Interest Income Recognized With no related allowance recorded 191,797 208,422 198,073
Impaired and Restructured Loans with an allowance recorded      
Unpaid Principal Balance With an allowance recorded 2,917,741 2,715,278  
Recorded Investment With an allowance recorded 2,917,741 2,715,278  
Related Allowance 1,083,507 1,283,887  
Average Recorded Investment With an allowance recorded 2,943,114 2,743,934 4,211,025
Interest Income Recognized With an allowance recorded 134,013 121,727 172,309
Grand Total of Impaired and Restructured Loans      
Unpaid Principal balance 6,542,707 7,051,127  
Recorded Investment 6,542,707 7,051,127  
Average Recorded Investment 6,700,543 7,258,050 7,263,778
Interest Income Recognized 325,810 330,149 370,382
Commercial [Member]      
Impaired and Restructured Loans with no related allowance recorded      
Unpaid Principal Balance With no related allowance recorded 692,831 634,865  
Recorded Investment With no related allowance recorded 692,831 634,865  
Average Recorded Investment With no related allowance recorded 750,350 647,135 424,733
Interest Income Recognized With no related allowance recorded 43,853 18,129 36,465
Impaired and Restructured Loans with an allowance recorded      
Unpaid Principal Balance With an allowance recorded 947,143 1,157,560  
Recorded Investment With an allowance recorded 947,143 1,157,560  
Related Allowance 387,979 784,561  
Average Recorded Investment With an allowance recorded 1,009,765 1,222,383 1,213,799
Interest Income Recognized With an allowance recorded 49,166 56,432 58,955
Grand Total of Impaired and Restructured Loans      
Unpaid Principal balance 1,639,974 1,792,425  
Recorded Investment 1,639,974 1,792,425  
Average Recorded Investment 1,760,115 1,869,518 1,638,532
Interest Income Recognized 93,019 74,561 95,420
Commercial Real Estate Other [Member]      
Impaired and Restructured Loans with no related allowance recorded      
Unpaid Principal Balance With no related allowance recorded 2,476,018 3,349,844  
Recorded Investment With no related allowance recorded 2,476,018 3,349,844  
Average Recorded Investment With no related allowance recorded 2,500,204 3,515,431 2,427,681
Interest Income Recognized With no related allowance recorded 128,352 177,416 152,529
Impaired and Restructured Loans with an allowance recorded      
Unpaid Principal Balance With an allowance recorded 1,075,477 846,008  
Recorded Investment With an allowance recorded 1,075,477 846,008  
Related Allowance 253,105 209,189  
Average Recorded Investment With an allowance recorded 1,066,896 790,998 2,083,729
Interest Income Recognized With an allowance recorded 48,945 29,218 78,453
Grand Total of Impaired and Restructured Loans      
Unpaid Principal balance 3,551,495 4,195,852  
Recorded Investment 3,551,495 4,195,852  
Average Recorded Investment 3,567,100 4,306,429 4,511,410
Interest Income Recognized 177,297 206,634 230,982
Consumer Real Estate [Member]      
Impaired and Restructured Loans with no related allowance recorded      
Unpaid Principal Balance With no related allowance recorded 450,402 351,140  
Recorded Investment With no related allowance recorded 450,402 351,140  
Average Recorded Investment With no related allowance recorded 450,117 351,550 200,339
Interest Income Recognized With no related allowance recorded 17,035 12,877 9,079
Impaired and Restructured Loans with an allowance recorded      
Unpaid Principal Balance With an allowance recorded 795,017 672,163  
Recorded Investment With an allowance recorded 795,017 672,163  
Related Allowance 342,320 250,590  
Average Recorded Investment With an allowance recorded 811,014 688,922 866,800
Interest Income Recognized With an allowance recorded 32,362 34,154 32,633
Grand Total of Impaired and Restructured Loans      
Unpaid Principal balance 1,245,419 1,023,303  
Recorded Investment 1,245,419 1,023,303  
Average Recorded Investment 1,261,131 1,040,472 1,067,139
Interest Income Recognized 49,397 47,031 41,712
Consumer Other [Member]      
Impaired and Restructured Loans with no related allowance recorded      
Unpaid Principal Balance With no related allowance recorded 5,715    
Recorded Investment With no related allowance recorded 5,715    
Average Recorded Investment With no related allowance recorded 56,758    
Interest Income Recognized With no related allowance recorded 2,557    
Impaired and Restructured Loans with an allowance recorded      
Unpaid Principal Balance With an allowance recorded 100,104 39,547  
Recorded Investment With an allowance recorded 100,104 39,547  
Related Allowance 100,103 39,547  
Average Recorded Investment With an allowance recorded 55,439 41,631 46,697
Interest Income Recognized With an allowance recorded 3,540 1,923 2,268
Grand Total of Impaired and Restructured Loans      
Unpaid Principal balance 105,819 39,547  
Recorded Investment 105,819 39,547  
Average Recorded Investment 112,197 41,631 46,697
Interest Income Recognized $ 6,097 $ 1,923 $ 2,268