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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2015
Deposits Tables  
Schedule of maturities of certificates of deposits

At December 31, 2015, the schedule maturities of certificates of deposit are as follows:

 

2016   $50,923,085 
2017    2,697,984 
2018    239,817 
2019    440,276 
2020 and thereafter    466,650 
    $54,767,812