OTHER REAL ESTATE OWNED (Tables)

12 Months Ended

Dec. 31, 2015

Real Estate Owned, Disclosure of Detailed Components [Abstract]

Schedule of activity in other real estate owned

The following table summarizes the activity in the other real estate owned at December 31, 2015 and December 31, 2014.

	December 31, 2015		December 31, 2014
Balance, beginning of year	$	521,943	$	—
Additions-foreclosure		98,541		557,416
Sales		—		35,473
Write-downs		—		—
Balance, end of year	$	620,394	$	521,943