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CONCENTRATIONS OF CREDIT RISK (Table)
12 Months Ended
Dec. 31, 2015
Risks and Uncertainties [Abstract]  
CONCENTRATIONS OF CREDIT RISK

Our loans were concentrated in the following categories. 

 

   December 31, 2015  December 31, 2014
Commercial   21.00%   21.31%
Commercial Real Estate-Construction   .41%   .65%
Commercial Real Estate-Other   47.70%   49.44%
Consumer Real Estate   28.76%   26.51%
Consumer-Other   2.13%   2.09%
Total Loans   100.00%   100.00%