Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Cash flows from operating activities:
Net income	$ 1,198,919	$ 1,141,713	$ 3,657,316	$ 3,207,438
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation			148,425	152,869
Gain on sale of securities			$ (264,401)	(223,735)
Gain on sale of other real estate owned		$ (2,382)		(2,382)	$ (2,382)
Provision for loan losses	$ 7,500	12,500	$ 82,500	62,500
Stock-based compensation expense			58,943	55,709
Net amortization of unearned discounts on investments			73,622	256,679
Origination of mortgage loans held for sale			(74,776,964)	(50,265,314)
Proceeds from sale of mortgage loans held for sale			75,083,908	48,374,207
Decrease (increase) in accrued interest receivable and other assets			334,841	(161,354)
Increase in accrued interest payable and other liabilities			202,926	358,805
Net cash provided by operating activities			4,601,116	1,815,422
Cash flows from investing activities:
Proceeds from maturities of investment securities available for sale			2,315,000	1,920,000
Proceeds from sale of investment securities available for sale			$ 15,219,799	19,529,603
Proceeds from sale of other real estate owned				37,855
Purchase of investment securities available for sale			$ (19,278,675)	(33,418,244)
Net increase in loans			(7,358,989)	(11,879,322)
Purchase of premises, equipment and leasehold improvements, net			(93,833)	(98,424)
Net cash used by investing activities			(9,196,698)	(23,908,532)
Cash flows from financing activities:
Net increase in deposit accounts			21,333,477	24,032,780
Net (decrease) increase in short-term borrowings			(6,499,540)	9,680,244
Dividends paid			(1,740,932)	$ (1,739,616)
Cash paid for fractional shares			(4,778)
Stock options exercised			113,254	$ 26,050
Net cash provided by financing activities			13,201,481	31,999,458
Net increase in cash and cash equivalents			8,605,899	9,906,348
Cash and cash equivalents at beginning of period			10,379,048	22,124,096	22,124,096
Cash and cash equivalents at end of period	$ 18,984,947	$ 32,030,444	18,984,947	32,030,444	$ 10,379,048
Cash paid during the period for:
Interest			313,689	329,710
Income taxes			1,631,252	1,232,000
Supplemental disclosure for non-cash investing and financing activity:
Change in dividends payable			59,049	446,464
Change in unrealized gain on available for sale securities, net of tax			212,625	90,765
Transfer of loans to other real estate owned			$ 98,451	$ 557,416