CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Cash flows from operating activities:
Net income	$ 1,253,438	$ 1,109,927	$ 2,458,397	$ 2,065,725
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation			99,451	101,208
Gain on sale of securities	(153,088)	(138,838)	(264,401)	(223,735)
Provision for loan losses	70,000	20,000	75,000	50,000	$ 82,500
Stock-based compensation expense			38,907	36,780
Net amortization of unearned discounts on investments			48,540	210,773
Origination of mortgage loans held for sale			(49,005,737)	(28,845,724)
Proceeds from sale of mortgage loans held for sale			49,875,936	28,581,137
Decrease (increase) in accrued interest receivable and other assets			209,283	(187,015)
Increase in accrued interest payable and other liabilities			227,098	433,482
Net cash provided by operating activities			3,762,474	2,222,631
Cash flows from investing activities:
Proceeds from maturities of investment securities available for sale			2,145,000	1,755,000
Proceeds from sale of investment securities available for sale			15,219,799	19,529,603
Purchase of investment securities available for sale			(7,056,800)	(19,516,040)
Net increase in loans			(6,340,644)	(12,760,402)
Purchase of premises, equipment and leasehold Improvements, net			(85,607)	(88,601)
Net cash provided (used) by investing activities			3,881,748	(11,080,440)
Cash flows from financing activities:
Net increase in deposit accounts			7,527,122	$ 16,610,019
Net decrease in short-term borrowings			(6,499,571)
Dividends paid			(1,159,960)	$ (1,159,636)
Stock options exercised			113,254	26,050
Net cash used by financing activities			(19,155)	15,476,433
Net increase in cash and cash equivalents			7,625,067	6,618,624
Cash and cash equivalents at beginning of period			10,379,048	22,124,096	22,124,096
Cash and cash equivalents at end of period	$ 18,004,115	$ 28,742,720	18,004,115	28,742,720	$ 10,379,048
Cash paid during the period for:
Interest			201,704	216,283
Income taxes			972,252	661,000
Supplemental disclosure for non-cash investing and financing activity:
Change in dividends payable			992	325
Change in unrealized (loss) gain on available for sale securities, net of tax			$ (289,891)	172,081
Transfer of loans to other real estate owned				$ 521,943