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QUARTERLY RESULTS OF OPERATIONS (Details) (USD $)
3 Months Ended 12 Months Ended
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Mar. 31, 2014
Dec. 31, 2013
Sep. 30, 2013
Jun. 30, 2013
Mar. 31, 2013
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Quarterly Financial Information Disclosure [Abstract]                      
Total interest and fee income $ 3,475,648us-gaap_InterestAndDividendIncomeOperating $ 3,419,865us-gaap_InterestAndDividendIncomeOperating $ 3,315,756us-gaap_InterestAndDividendIncomeOperating $ 3,206,985us-gaap_InterestAndDividendIncomeOperating $ 3,220,590us-gaap_InterestAndDividendIncomeOperating $ 3,213,868us-gaap_InterestAndDividendIncomeOperating $ 3,255,248us-gaap_InterestAndDividendIncomeOperating $ 3,062,086us-gaap_InterestAndDividendIncomeOperating $ 13,418,254us-gaap_InterestAndDividendIncomeOperating $ 12,751,792us-gaap_InterestAndDividendIncomeOperating $ 12,462,859us-gaap_InterestAndDividendIncomeOperating
Total interest expense 100,047us-gaap_InterestExpense 104,253us-gaap_InterestExpense 103,024us-gaap_InterestExpense 101,623us-gaap_InterestExpense 107,682us-gaap_InterestExpense 102,850us-gaap_InterestExpense 104,169us-gaap_InterestExpense 101,427us-gaap_InterestExpense 408,947us-gaap_InterestExpense 416,128us-gaap_InterestExpense 455,619us-gaap_InterestExpense
Net interest income 3,375,601us-gaap_InterestIncomeExpenseNet 3,315,612us-gaap_InterestIncomeExpenseNet 3,212,732us-gaap_InterestIncomeExpenseNet 3,105,362us-gaap_InterestIncomeExpenseNet 3,112,908us-gaap_InterestIncomeExpenseNet 3,111,018us-gaap_InterestIncomeExpenseNet 3,151,079us-gaap_InterestIncomeExpenseNet 2,960,659us-gaap_InterestIncomeExpenseNet 13,009,307us-gaap_InterestIncomeExpenseNet 12,335,664us-gaap_InterestIncomeExpenseNet 12,007,240us-gaap_InterestIncomeExpenseNet
Provision for loan losses 20,000us-gaap_ProvisionForLoanAndLeaseLosses 12,500us-gaap_ProvisionForLoanAndLeaseLosses 20,000us-gaap_ProvisionForLoanAndLeaseLosses 30,000us-gaap_ProvisionForLoanAndLeaseLosses 12,500us-gaap_ProvisionForLoanAndLeaseLosses 25,000us-gaap_ProvisionForLoanAndLeaseLosses 95,000us-gaap_ProvisionForLoanAndLeaseLosses 75,000us-gaap_ProvisionForLoanAndLeaseLosses 82,500us-gaap_ProvisionForLoanAndLeaseLosses 207,500us-gaap_ProvisionForLoanAndLeaseLosses 350,000us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 3,355,601us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 3,303,112us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 3,192,732us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 3,075,362us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 3,100,408us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 3,086,018us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 3,056,079us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 2,885,659us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 12,926,807us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 12,128,164us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 11,657,240us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Other income 741,128us-gaap_NoninterestIncome 617,385us-gaap_NoninterestIncome 683,235us-gaap_NoninterestIncome 539,335us-gaap_NoninterestIncome 516,393us-gaap_NoninterestIncome 624,447us-gaap_NoninterestIncome 624,158us-gaap_NoninterestIncome 731,419us-gaap_NoninterestIncome 2,581,083us-gaap_NoninterestIncome 2,496,417us-gaap_NoninterestIncome 2,345,463us-gaap_NoninterestIncome
Other expense 2,375,787us-gaap_NoninterestExpense 2,241,978us-gaap_NoninterestExpense 2,252,940us-gaap_NoninterestExpense 2,240,499us-gaap_NoninterestExpense 2,227,178us-gaap_NoninterestExpense 2,162,238us-gaap_NoninterestExpense 2,161,678us-gaap_NoninterestExpense 2,166,756us-gaap_NoninterestExpense 9,111,204us-gaap_NoninterestExpense 8,717,850us-gaap_NoninterestExpense 8,731,625us-gaap_NoninterestExpense
Income before income tax expense 1,720,942us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,678,519us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,623,027us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,374,198us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,389,623us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,548,227us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,518,559us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,450,322us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 6,396,686us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 5,906,731us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 5,271,078us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense 529,560us-gaap_IncomeTaxExpenseBenefit 536,806us-gaap_IncomeTaxExpenseBenefit 513,100us-gaap_IncomeTaxExpenseBenefit 418,400us-gaap_IncomeTaxExpenseBenefit 419,755us-gaap_IncomeTaxExpenseBenefit 484,050us-gaap_IncomeTaxExpenseBenefit 474,485us-gaap_IncomeTaxExpenseBenefit 451,517us-gaap_IncomeTaxExpenseBenefit 1,997,866us-gaap_IncomeTaxExpenseBenefit 1,829,807us-gaap_IncomeTaxExpenseBenefit 1,604,250us-gaap_IncomeTaxExpenseBenefit
Net income $ 1,191,382us-gaap_NetIncomeLoss $ 1,141,713us-gaap_NetIncomeLoss $ 1,109,927us-gaap_NetIncomeLoss $ 955,798us-gaap_NetIncomeLoss $ 969,868us-gaap_NetIncomeLoss $ 1,064,177us-gaap_NetIncomeLoss $ 1,044,074us-gaap_NetIncomeLoss $ 998,805us-gaap_NetIncomeLoss $ 4,398,820us-gaap_NetIncomeLoss $ 4,076,924us-gaap_NetIncomeLoss $ 3,666,828us-gaap_NetIncomeLoss
Basic earnings per common share (in dollars per share) $ 0.27us-gaap_EarningsPerShareBasic $ 0.26us-gaap_EarningsPerShareBasic $ 0.25us-gaap_EarningsPerShareBasic $ 0.21us-gaap_EarningsPerShareBasic $ 0.23us-gaap_EarningsPerShareBasic $ 0.24us-gaap_EarningsPerShareBasic $ 0.23us-gaap_EarningsPerShareBasic $ 0.22us-gaap_EarningsPerShareBasic $ 0.99us-gaap_EarningsPerShareBasic $ 0.92us-gaap_EarningsPerShareBasic $ 0.82us-gaap_EarningsPerShareBasic
Diluted earnings per common share (in dollars per share) $ 0.26us-gaap_EarningsPerShareDiluted $ 0.25us-gaap_EarningsPerShareDiluted $ 0.24us-gaap_EarningsPerShareDiluted $ 0.21us-gaap_EarningsPerShareDiluted $ 0.22us-gaap_EarningsPerShareDiluted $ 0.24us-gaap_EarningsPerShareDiluted $ 0.23us-gaap_EarningsPerShareDiluted $ 0.22us-gaap_EarningsPerShareDiluted $ 0.96us-gaap_EarningsPerShareDiluted $ 0.91us-gaap_EarningsPerShareDiluted $ 0.82us-gaap_EarningsPerShareDiluted