DISCLOSURES REGARDING FAIR VALUE OF FINANCIAL INSTRUMENTS (Details 5) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Financial Instruments-Assets
Cash and due from banks	$ 4,698,435us-gaap_CashAndDueFromBanks	$ 6,043,375us-gaap_CashAndDueFromBanks
Interest bearing deposits in other banks	5,680,613us-gaap_InterestBearingDepositsInBanks	16,080,721us-gaap_InterestBearingDepositsInBanks
Investments available for sale	113,994,112us-gaap_AvailableForSaleSecurities	94,648,221us-gaap_AvailableForSaleSecurities
Mortgage loans to be sold	7,325,081us-gaap_LoansHeldForSaleMortgages	4,739,343us-gaap_LoansHeldForSaleMortgages
Carrying Amount [Member]
Financial Instruments-Assets
Cash and due from banks	4,698,435	6,043,375
Interest bearing deposits in other banks	5,680,613	16,080,721
Investments available for sale	113,994,112	94,648,221
Mortgage loans to be sold	7,325,081	4,739,343
Loans	234,117,792	218,320,304
Financial Instruments-Liabilities
Deposits	322,419,027	305,242,655
Fair Value [Member]
Financial Instruments-Assets
Cash and due from banks	4,698,435	6,043,375
Interest bearing deposits in other banks	5,680,613	16,080,721
Investments available for sale	113,994,112	94,648,221
Mortgage loans to be sold	7,325,081	4,739,343
Loans	234,204,303	218,406,792
Financial Instruments-Liabilities
Deposits	322,435,308	305,269,155
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Instruments-Assets
Cash and due from banks	4,698,435	6,043,375
Interest bearing deposits in other banks	5,680,613	16,080,721
Investments available for sale	29,248,281	15,832,401
Mortgage loans to be sold
Loans
Financial Instruments-Liabilities
Deposits
Significant Other Observable Inputs (Level 2) [Member]
Financial Instruments-Assets
Cash and due from banks
Interest bearing deposits in other banks
Investments available for sale	83,368,742	77,290,483
Mortgage loans to be sold	7,325,081	4,739,343
Loans
Financial Instruments-Liabilities
Deposits	322,435,308	305,269,155
Significant Unobservable Inputs (Level 3) [Member]
Financial Instruments-Assets
Cash and due from banks
Interest bearing deposits in other banks
Investments available for sale	1,377,089	1,525,337
Mortgage loans to be sold
Loans	234,204,303	218,406,792
Financial Instruments-Liabilities
Deposits

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 320

-SubTopic 10

-Section 25

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For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash

-URI http://asc.fasb.org/extlink&oid=6506951

Reference 2: http://www.xbrl.org/2003/role/presentationRef

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-Name Accounting Standards Codification

-Glossary Cash Equivalents

-URI http://asc.fasb.org/extlink&oid=6507016

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Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits.

+ References

No definition available.

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For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

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Amount classified as mortgage loans attributable to disposal group held for sale or disposed of. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(a)(3))

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-Name Accounting Standards Codification

-Topic 948

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Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.

+ References

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-Publisher FASB

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