DEPOSITS (Details Narrative) (USD $)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Deposits Details Narrative
Certificates of deposit $100,000 and over	$ 45,841,867us-gaap_TimeDeposits100000OrMore	$ 52,516,487us-gaap_TimeDeposits100000OrMore	$ 40,903,886us-gaap_TimeDeposits100000OrMore
Interest expense on certificates of deposit	184,900	191,794	200,415
Deposits with deficit balance reclassified as other loans	$ 58,364	$ 64,985

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Amount of deposits held by the entity that have been reclassified as loan balances receivable, for example, but not limited to, overdrafts receivable.

+ References

+ Details

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- Definition

Amount of interest expense on domestic certificates of deposit liabilities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-04.6)

-URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 6

-Article 9

+ Details

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- Definition

The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 405

-Section 50

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6479006&loc=d3e64164-112818

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Industry Guide

-Number 3

-Section V

-Paragraph A

-Subparagraph 4

+ Details

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