LOANS (Details 4) (USD $)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013
Impaired and Restructured Loans with no related allowance recorded
Unpaid Principal Balance With no related allowance recorded	$ 4,335,849	$ 2,884,750
Recorded Investment With no related allowance recorded	4,335,849	2,884,750
Average Recorded Investment With no related allowance recorded	4,514,116	3,052,753
Interest Income Recognized With no related allowance recorded	208,422	198,073
Impaired and Restructured Loans with an allowance recorded
Unpaid Principal Balance With an allowance recorded	2,715,278	4,252,157
Recorded Investment With an allowance recorded	2,715,278	4,252,157
Related Allowance	1,283,887	2,177,626
Average Recorded Investment With an allowance recorded	2,743,934	4,211,025
Interest Income Recognized With an allowance recorded	121,727	172,309
Grand Total of Impaired and Restructured Loans
Unpaid Principal balance	7,051,127	7,136,907
Recorded Investment	7,051,127	7,136,907
Average Recorded Investment	7,258,050	7,263,778
Interest Income Recognized	330,149	370,382
Commercial [Member]
Impaired and Restructured Loans with no related allowance recorded
Unpaid Principal Balance With no related allowance recorded	634,865	471,080
Recorded Investment With no related allowance recorded	634,865	634,865
Average Recorded Investment With no related allowance recorded	647,135	424,733
Interest Income Recognized With no related allowance recorded	18,129	36,465
Impaired and Restructured Loans with an allowance recorded
Unpaid Principal Balance With an allowance recorded	1,157,560	1,175,329
Recorded Investment With an allowance recorded	1,157,560	1,175,329
Related Allowance	784,561	1,175,329
Average Recorded Investment With an allowance recorded	1,222,383	1,213,799
Interest Income Recognized With an allowance recorded	56,432	58,955
Commercial Real Estate [Member]
Impaired and Restructured Loans with no related allowance recorded
Unpaid Principal Balance With no related allowance recorded	3,349,844	2,213,271
Recorded Investment With no related allowance recorded	3,349,844	2,213,271
Average Recorded Investment With no related allowance recorded	3,515,431	2,427,681
Interest Income Recognized With no related allowance recorded	177,416	152,529
Impaired and Restructured Loans with an allowance recorded
Unpaid Principal Balance With an allowance recorded	846,008	2,191,875
Recorded Investment With an allowance recorded	846,008	2,191,875
Related Allowance	209,189	535,766
Average Recorded Investment With an allowance recorded	790,998	2,083,729
Interest Income Recognized With an allowance recorded	29,218	78,453
Consumer Real Estate [Member]
Impaired and Restructured Loans with no related allowance recorded
Unpaid Principal Balance With no related allowance recorded	351,140	200,399
Recorded Investment With no related allowance recorded	351,140	200,399
Average Recorded Investment With no related allowance recorded	351,550	200,339
Interest Income Recognized With no related allowance recorded	12,877	9,079
Impaired and Restructured Loans with an allowance recorded
Unpaid Principal Balance With an allowance recorded	672,163	842,127
Recorded Investment With an allowance recorded	672,163	842,127
Related Allowance	250,590	423,705
Average Recorded Investment With an allowance recorded	688,922	866,800
Interest Income Recognized With an allowance recorded	34,154	32,633
Consumer Other [Member]
Impaired and Restructured Loans with no related allowance recorded
Unpaid Principal Balance With no related allowance recorded
Recorded Investment With no related allowance recorded
Average Recorded Investment With no related allowance recorded
Interest Income Recognized With no related allowance recorded
Impaired and Restructured Loans with an allowance recorded
Unpaid Principal Balance With an allowance recorded	39,547	42,826
Recorded Investment With an allowance recorded	39,547	42,826
Related Allowance	39,547	42,826
Average Recorded Investment With an allowance recorded	41,631	46,697
Interest Income Recognized With an allowance recorded	$ 1,923	$ 2,268

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The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 40

-Section 50

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-Publisher FASB

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