LOANS (Details 3) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	$ 804,683	$ 945,106
60-89 Days Past Due	592,179	304,514
Greater Than 90 Days	1,665,673	754,168
Total Past Due	3,062,535	2,003,788
Current	231,055,257	216,316,516
Total Loans Receivable	234,117,792	218,320,304
Recorded Investment > 90 Days and Accruing	1,274,119
Commercial [Member]
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	557,608	230,848
60-89 Days Past Due	2,474	78,200
Greater Than 90 Days
Total Past Due	560,082	309,048
Current	49,339,495	52,994,521
Total Loans Receivable	49,899,577	53,303,569
Recorded Investment > 90 Days and Accruing
Commercial Real Estate Construction [Member]
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days
Total Past Due
Current	1,511,702	1,516,545
Total Loans Receivable	1,511,702	1,516,545
Recorded Investment > 90 Days and Accruing
Commercial Real Estate Other [Member]
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	229,607	689,859
60-89 Days Past Due	589,705	226,314
Greater Than 90 Days	1,665,673	754,168
Total Past Due	2,484,985	1,670,341
Current	113,254,697	103,070,237
Total Loans Receivable	115,739,682	104,740,578
Recorded Investment > 90 Days and Accruing	1,274,119
Consumer Real Estate [Member]
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due
60-89 Days Past Due
Greater Than 90 Days
Total Past Due
Current	62,054,983	54,669,359
Total Loans Receivable	62,054,983	54,669,359
Recorded Investment > 90 Days and Accruing
Consumer Other [Member]
Delinquent loans, excluding mortgage loans held for sale
30-59 Days Past Due	17,468	24,399
60-89 Days Past Due
Greater Than 90 Days
Total Past Due	17,468	24,399
Current	4,894,380	4,065,854
Total Loans Receivable	4,911,848	4,090,253
Recorded Investment > 90 Days and Accruing

Financing receivables that are less than 60 days past due but more than 29 days past due.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7A

-URI http://asc.fasb.org/extlink&oid=35738203&loc=SL6953401-111524

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 7

-Subparagraph (d)

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Financing receivables that are current.

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Financing receivables that are equal to or greater than 90 days past due.

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Recorded Investment in financing receivables that are past due at the balance sheet date.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522

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