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LOANS (Details 2) (USD $)
Dec. 31, 2014
Dec. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans Receivable on Non-Accrual $ 882,413us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus $ 1,575,440us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
Commercial [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans Receivable on Non-Accrual      
Commercial Real Estate Construction [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans Receivable on Non-Accrual      
Commercial Real Estate Other [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans Receivable on Non-Accrual 882,413us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember		 1,507,209us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateOtherReceivableMember
Consumer Real Estate [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans Receivable on Non-Accrual    68,231us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialMortgageMember
Consumer Other [Member]    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Loans Receivable on Non-Accrual