LOANS (Details 1) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Receivables [Abstract]
Beginning Balance	$ 3,292,277	$ 3,432,844	$ 3,106,884
Provision for loan losses	82,500	207,500	350,000
Charge offs	(113,030)	(391,401)	(172,288)
Recoveries	73,101	43,334	148,248
Ending Balance	$ 3,334,848	$ 3,292,277	$ 3,432,844