INVESTMENT SECURITIES AVAILABLE FOR SALE (Details 1) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Amortized Cost
Due in one year or less	$ 8,324,400	$ 11,048,145
Due in one year to five years	43,301,670	39,310,800
Due in five years to ten years	52,566,597	31,907,109
Due in ten years and over	7,828,394	10,864,864
Total	112,021,061	93,130,918
Estimated Fair Value
Due in one year or less	8,362,398	11,147,251
Due in one year to five years	43,851,426	39,914,350
Due in five years to ten years	53,671,067	32,503,090
Due in ten years and over	8,109,221	11,083,530
Total	$ 113,994,112	$ 94,648,221