INVESTMENT SECURITIES AVAILABLE FOR SALE (Details) (USD $)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 112,021,061	$ 93,130,918
Gross Unrealized Gains	2,175,331	2,022,048
Gross Unrealized Losses	202,280	504,745
Estimated Fair Value	113,994,112us-gaap_AvailableForSaleSecurities	94,648,221us-gaap_AvailableForSaleSecurities
U.S. Treasury Notes [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	29,162,412	15,841,901
Gross Unrealized Gains	105,627	58,429
Gross Unrealized Losses	19,758	67,929
Estimated Fair Value	29,248,281	15,832,401
Government-Sponsored Enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	50,194,951	43,582,119
Gross Unrealized Gains	95,961	363,981
Gross Unrealized Losses	148,263	311,062
Estimated Fair Value	50,142,649	43,635,038
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	32,663,698	33,706,898
Gross Unrealized Gains	1,973,743	1,599,638
Gross Unrealized Losses	34,259	125,754
Estimated Fair Value	$ 34,603,182	$ 35,180,782

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 320

-SubTopic 10

-Section 25

-Paragraph 1

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Reference 2: http://www.xbrl.org/2003/role/presentationRef

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

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Amount of unrealized gain before deducting unrealized loss on investments in debt and equity securities classified as available-for-sale securities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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Amount of unrealized loss before deducting unrealized gain on investments in available-for-sale securities.

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-Name Accounting Standards Codification

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