OTHER EXPENSE (Tables)

12 Months Ended

Dec. 31, 2014

Other Expense Tables

Schedule of other operating expenses

A summary of the components of other operating expense is as follows:

	YEARS ENDED DECEMBER 31,
	2014		2013		2012
Advertising and business development	$	12,695	$	15,558	$	21,422
Supplies		123,087		100,359		118,881
Telephone and postage		193,039		177,551		177,899
Insurance		44,271		40,930		34,575
Professional fees		411,742		389,306		504,888
Data processing services		493,977		444,136		559,867
State and FDIC insurance and fees		216,129		202,043		196,263
Courier service		104,366		101,338		159,943
Other		571,752		648,734		555,629
	$	2,171,058	$	2,119,955	$	2,329,367