CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2014	Dec. 31, 2013
Assets:
Cash and due from banks	$ 4,698,435us-gaap_CashAndDueFromBanks	$ 6,043,375us-gaap_CashAndDueFromBanks
Interest bearing deposits in other banks	5,680,613us-gaap_InterestBearingDepositsInBanks	16,080,721us-gaap_InterestBearingDepositsInBanks
Investment securities available for sale (amortized cost of $112,021,061 and $93,130,918 in 2014 and 2013, respectively)	113,994,112us-gaap_AvailableForSaleSecurities	94,648,221us-gaap_AvailableForSaleSecurities
Mortgage loans to be sold	7,325,081us-gaap_LoansHeldForSaleMortgages	4,739,343us-gaap_LoansHeldForSaleMortgages
Loans	234,117,792	218,320,304
Less: Allowance for loan losses	(3,334,848)	(3,292,277)
Net loans	230,782,944	215,028,027
Premises, equipment and leasehold improvements, net	2,352,423us-gaap_PropertyPlantAndEquipmentNet	2,454,861us-gaap_PropertyPlantAndEquipmentNet
Other real estate owned	521,943us-gaap_ForeclosedAssets
Accrued interest receivable	1,290,380us-gaap_InterestReceivable	1,182,272us-gaap_InterestReceivable
Other assets	579,871us-gaap_PrepaidExpenseAndOtherAssets	716,883us-gaap_PrepaidExpenseAndOtherAssets
Total assets	367,225,802us-gaap_Assets	340,893,703us-gaap_Assets
Deposits:
Non-interest-bearing demand	107,072,271	90,574,330
Interest-bearing demand	79,397,647	78,576,851
Money market accounts	47,450,210us-gaap_DepositsMoneyMarketDeposits	47,190,365us-gaap_DepositsMoneyMarketDeposits
Certificates of deposit $100,000 and over	45,841,867us-gaap_TimeDeposits100000OrMore	52,516,487us-gaap_TimeDeposits100000OrMore
Other time deposits	15,979,468us-gaap_TimeDepositsLessThan100000	15,730,187us-gaap_TimeDepositsLessThan100000
Other savings deposits	26,677,564us-gaap_DepositsSavingsDeposits	20,654,435us-gaap_DepositsSavingsDeposits
Total deposits	322,419,027us-gaap_Deposits	305,242,655us-gaap_Deposits
Short-term borrowings	6,980,681us-gaap_ShortTermBorrowings
Accrued interest payable and other liabilities	1,066,112	911,905
Total liabilities	330,465,820us-gaap_Liabilities	306,154,560us-gaap_Liabilities
Commitments and contingencies Notes 1 and 8
Shareholders' equity
Common stock-no par 12,000,000 shares authorized; Issued 4,680,839 shares at December 31, 2014 and 4,678,399 at December 31, 2013; Shares outstanding 4,461,388 at December 31, 2014 and 4,458,888 at December 31, 2013
Additional paid in capital	28,779,108	28,678,150
Retained earnings	8,640,291	7,007,532
Treasury stock: 219,451 shares at December 31, 2014 and 2013	(1,902,439)us-gaap_TreasuryStockValue	(1,902,439)us-gaap_TreasuryStockValue
Accumulated other comprehensive income, net of income taxes	1,243,022	955,900
Total shareholders' equity	36,759,982us-gaap_StockholdersEquity	34,739,143us-gaap_StockholdersEquity
Total liabilities and shareholders' equity	$ 367,225,802	$ 340,893,703

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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