CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and fee income
Interest and fees on loans	$ 2,814,009	$ 2,885,100	$ 5,523,980	$ 5,593,847
Interest and dividends on investment securities	488,798	345,581	980,205	678,874
Other interest income	12,949	24,567	18,556	44,613
Total interest and fee income	3,315,756	3,255,248	6,522,741	6,317,334
Interest expense
Interest on deposits	103,024	104,169	204,646	205,595
Total interest expense	103,024	104,169	204,646	205,595
Net interest income	3,212,732	3,151,079	6,318,095	6,111,739
Provision for loan losses	20,000	95,000	50,000	170,000
Net interest income after provision for loan losses	3,192,732	3,056,079	6,268,095	5,941,739
Other income
Service charges, fees and commissions	233,921	234,536	456,437	466,838
Mortgage banking income	303,288	382,426	530,342	876,438
Other non-interest income	7,188	7,196	12,054	12,301
Gain on sale of securities	138,838		223,735
Total other income	683,235	624,158	1,222,568	1,355,577
Other expense
Salaries and employee benefits	1,329,048	1,285,942	2,658,959	2,568,026
Net occupancy expense	368,057	340,873	732,728	668,411
Other operating expenses	555,835	534,863	1,101,751	1,091,998
Total other expense	2,252,940	2,161,678	4,493,438	4,328,435
Income before income tax expense	1,623,027	1,518,559	2,997,225	2,968,881
Income tax expense	513,100	474,485	931,500	926,002
Net income	$ 1,109,927	$ 1,044,074	$ 2,065,725	$ 2,042,879
Basic earnings per common share	$ 0.25	$ 0.23	$ 0.46	$ 0.46
Diluted earnings per common share	$ 0.24	$ 0.23	$ 0.45	$ 0.46
Weighted average shares outstanding
Basic	4,461,388	4,451,333	4,461,388	4,449,131
Diluted	4,583,833	4,451,333	4,584,308	4,449,131
Cash Dividend Per Share	$ 0.13	$ 0.12	$ 0.26	$ 0.24