CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Assets:
Cash and due from banks	$ 7,848,685	$ 6,043,375
Interest bearing deposits in other banks	20,894,035	16,080,721
Investment securities available for sale	93,165,764	94,648,221
Mortgage loans to be sold	5,003,930	4,739,343
Loans	230,596,294	218,320,304
Less: Allowance for loan losses	(3,379,808)	(3,292,277)
Net loans	227,216,486	215,028,027
Premises and equipment, net	2,442,254	2,454,861
Other real estate owned	521,943
Accrued interest receivable	1,114,437	1,182,272
Other assets	870,670	716,883
Total assets	359,078,204	340,893,703
Deposits:
Non-interest bearing demand	101,024,740	90,574,330
Interest bearing demand	79,982,199	78,576,851
Money market accounts	51,489,810	47,190,365
Certificates of deposit $100,000 and over	49,830,228	52,516,487
Other time deposits	15,805,539	15,730,187
Other savings deposits	23,720,158	20,654,435
Total deposits	321,852,674	305,242,655
Accrued interest payable and other liabilities	1,345,712	911,905
Total liabilities	323,198,386	306,154,560
Shareholders' equity
Common Stock - No par value; 12,000,000 shares authorized; Shares issued 4,680,839 at June 30, 2014 and 4,678,339 at December 31, 2013; Shares outstanding 4,461,388 at June 30, 2014 and 4,458,888 shares at December 31, 2013
Additional paid in capital	28,740,980	28,678,150
Retained earnings	7,913,296	7,007,532
Treasury stock: 219,451 shares at June 30, 2014 and December 31, 2013	(1,902,439)	(1,902,439)
Accumulated other comprehensive income, net of income taxes	1,127,981	955,900
Total shareholders' equity	35,879,818	34,739,143
Total liabilities and shareholders' equity	$ 359,078,204	$ 340,893,703