CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and fee income
Interest and fees on loans	$ 2,709,972	$ 2,708,747
Interest and dividends on investment securities	491,407	333,293
Other interest income	5,606	20,046
Total interest and fee income	3,206,985	3,062,086
Interest expense
Interest on deposits	101,623	101,427
Total interest expense	101,623	101,427
Net interest income	3,105,362	2,960,659
Provision for loan losses	30,000	75,000
Net interest income after provision for loan losses	3,075,362	2,885,659
Other income
Service charges, fees and commissions	222,516	232,302
Mortgage banking income	227,055	494,012
Other non-interest income	4,866	5,105
Gain on sale of securities	84,898
Total other income	539,335	731,419
Other expense
Salaries and employee benefits	1,329,911	1,282,083
Net occupancy expense	364,672	327,538
Other operating expenses	545,916	557,135
Total other expense	2,240,499	2,166,756
Income before income tax expense	1,374,198	1,450,322
Income tax expense	418,400	451,517
Net income	$ 955,798	$ 998,805
Basic earnings per common share	$ 0.21	$ 0.22
Diluted earnings per common share	$ 0.21	$ 0.22
Weighted average shares outstanding
Basic	4,461,332	4,446,905
Diluted	4,472,593	4,446,905
Cash Dividend Per Share	$ 0.13	$ 0.12