CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	9 Months Ended
Sep. 30, 2013	Sep. 30, 2012
Consolidated Statements Of Cash Flows
Net income	$ 3,107,056	$ 2,674,655
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	143,104	160,329
Provision for loan losses	195,000	280,000
Stock-based compensation expense	55,837	54,329
Net amortization and (accretion) of unearned discounts and premiums on investments	366,147	286,624
Origination of mortgage loans held for sale	(67,188,868)	(73,797,138)
Proceeds from sale of mortgage loans held for sale	79,808,767	67,283,137
(Increase) decrease in accrued interest receivable and other assets	(147,361)	181,354
Increase (decrease) in accrued interest payable and other liabilities	270,893	(56,241)
Net cash provided (used) by operating activities	16,610,575	(2,932,951)
Cash flows from investing activities:
Purchase of investment securities available for sale	(16,715,236)	(2,801,741)
Maturities of investment securities available for sale	2,325,000	3,745,000
Net (increase) decrease in loans	(7,723,655)	12,148
Loss on disposal of fixed assets		1,628
Purchase of premises, equipment and leasehold improvements, net	(110,750)	(66,790)
Net cash (used) provided by investing activities	(22,224,641)	890,245
Cash flows from financing activities:
Net increase (decrease) in deposit accounts	7,426,754	(28,182,406)
Dividends paid	(1,068,292)	(1,466,976)
Stock options exercised	88,298	11,094
Net cash provided (used) by financing activities	6,446,760	(29,638,288)
Net increase (decrease) in cash and cash equivalents	832,694	(31,680,994)
Cash and cash equivalents, beginning of period	31,041,848	52,063,476
Cash and cash equivalents, end of period	31,874,542	20,382,482
Cash paid during the period for:
Interest	305,143	426,073
Income taxes	1,407,000	1,282,751
Supplemental disclosure for non-cash investing and financing activity:
Change in dividends payable	579,284	143
Change in unrealized gain (loss) on securities available for sale, net of income taxes	$ (1,101,322)	$ 403,446

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-Topic 942

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-04.11)

-URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882

+ Details

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Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration

- Definition

The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.

+ References

+ Details

Name:	us-gaap_ShareBasedCompensation
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Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	duration