CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and fee income
Interest and fees on loans	$ 2,814,665	$ 2,745,764	$ 8,408,512	$ 8,231,109
Interest and dividends on investment securities	384,517	332,344	1,063,391	1,009,404
Other interest income	14,686	20,332	59,299	67,344
Total interest and fee income	3,213,868	3,098,440	9,531,202	9,307,857
Interest expense
Interest on deposits	102,850	106,875	308,445	351,334
Total interest expense	102,850	106,875	308,445	351,334
Net interest income	3,111,018	2,991,565	9,222,757	8,956,523
Provision for loan losses	25,000	80,000	195,000	280,000
Net interest income after provision for loan losses	3,086,018	2,911,565	9,027,757	8,676,523
Other income
Service charges, fees and commissions	238,921	232,276	705,759	696,206
Mortgage banking income	375,981	330,726	1,252,419	957,027
Other non-interest income	9,545	7,179	21,846	32,740
Total other income	624,447	570,181	1,980,024	1,685,973
Other expense
Salaries and employee benefits	1,294,415	1,251,563	3,862,441	3,729,640
Net occupancy expense	361,427	345,815	1,029,838	1,016,098
Other operating expenses	506,396	558,871	1,598,394	1,768,857
Total other expense	2,162,238	2,156,248	6,490,673	6,514,595
Income before income tax expense	1,548,227	1,325,497	4,517,108	3,847,901
Income tax expense	484,050	431,835	1,410,052	1,173,246
Net income	$ 1,064,177	$ 893,662	$ 3,107,056	$ 2,674,655
Basic earnings per common share	$ 0.24	$ 0.20	$ 0.70	$ 0.60
Diluted earnings per common share	$ 0.24	$ 0.20	$ 0.70	$ 0.60
Weighted average shares outstanding
Basic	4,454,669	4,446,239	4,450,997	4,445,570
Diluted	4,454,669	4,446,239	4,450,997	4,445,570
Cash Dividend Per Share	$ 0.13	$ 0.11	$ 0.37	$ 0.33