CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest and fee income
Interest and fees on loans	$ 2,885,100	$ 2,727,358	$ 5,593,847	$ 5,485,345
Interest and dividends on investment securities	345,581	334,138	678,874	677,060
Other interest income	24,567	20,268	44,613	47,012
Total interest and fee income	3,255,248	3,081,764	6,317,334	6,209,417
Interest expense
Interest on deposits	104,169	112,400	205,595	244,459
Total interest expense	104,169	112,400	205,595	244,459
Net interest income	3,151,079	2,969,364	6,111,739	5,964,958
Provision for loan losses	95,000	80,000	170,000	200,000
Net interest income after provision for loan losses	3,056,079	2,889,364	5,941,739	5,764,958
Other income
Service charges, fees and commissions	234,536	232,381	466,838	463,930
Mortgage banking income	382,426	311,429	876,438	626,301
Other non-interest income	7,196	18,934	12,301	25,561
Total other income	624,158	562,744	1,355,577	1,115,792
Other expense
Salaries and employee benefits	1,285,942	1,251,695	2,568,026	2,478,077
Net occupancy expense	340,873	336,584	668,411	670,283
Other operating expenses	534,863	616,279	1,091,998	1,209,986
Total other expense	2,161,678	2,204,558	4,328,435	4,358,346
Income before income tax expense	1,518,559	1,247,550	2,968,881	2,522,404
Income tax expense	474,485	357,283	926,002	741,411
Net income	$ 1,044,074	$ 890,267	$ 2,042,879	$ 1,780,993
Basic earnings per common share	$ 0.23	$ 0.20	$ 0.46	$ 0.40
Diluted earnings per common share	$ 0.23	$ 0.20	$ 0.46	$ 0.40
Weighted average shares outstanding
Basic	4,451,333	4,445,520	4,449,131	4,445,232
Diluted	4,451,333	4,445,520	4,449,131	4,445,232
Cash Dividend Per Share	$ 0.12	$ 0.11	$ 0.24	$ 0.22