CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and fee income
Interest and fees on loans	$ 2,708,747	$ 2,757,987
Interest and dividends on investment securities	333,293	342,922
Other interest income	20,046	26,744
Total interest and fee income	3,062,086	3,127,653
Interest expense
Interest on deposits	101,427	132,059
Total interest expense	101,427	132,059
Net interest income	2,960,659	2,995,594
Provision for loan losses	75,000	120,000
Net interest income after provision for loan losses	2,885,659	2,875,594
Other income
Service charges, fees and commissions	232,302	231,549
Mortgage banking income	494,012	314,872
Other non-interest income	5,105	6,627
Total other income	731,419	553,048
Other expense
Salaries and employee benefits	1,282,083	1,226,382
Net occupancy expense	327,538	333,699
Other operating expenses	557,135	593,707
Total other expense	2,166,756	2,153,788
Income before income tax expense	1,450,322	1,274,854
Income tax expense	451,517	384,128
Net income	$ 998,805	$ 890,726
Basic income per common share	$ 0.22	$ 0.2
Diluted income per common share	$ 0.22	$ 0.2
Weighted average shares outstanding
Basic	4,446,905	4,444,943
Diluted	4,446,905	4,444,943
Cash Dividend Per Share	$ 0.12	$ 0.11