QUARTERLY RESULTS OF OPERATIONS (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Quarterly Results Of Operations Details
Total interest and fee income	$ 3,155,002	$ 3,098,440	$ 3,081,764	$ 3,127,653	$ 3,158,632	$ 2,948,704	$ 3,127,754	$ 3,042,514	$ 12,462,859	$ 12,277,604	$ 12,166,183
Total interest expense	104,285	106,875	112,400	132,059	150,919	235,938	177,288	213,883	455,619	778,028	1,066,391
Net interest income	3,050,717	2,991,565	2,969,364	2,995,594	3,007,713	2,712,766	2,950,466	2,828,631	12,007,240	11,499,576	11,099,792
Provision for loan losses	70,000	80,000	80,000	120,000	120,000	120,000	120,000	120,000	350,000	480,000	670,000
Net interest income after provision for loan losses	2,980,717	2,911,565	2,889,364	2,875,594	2,887,713	2,592,766	2,830,466	2,708,631	11,657,240	11,019,576	10,429,792
Total other income	659,490	570,181	562,744	553,048	412,645	429,327	496,905	439,080	2,345,463	1,777,957	2,063,697
Total other expense	2,217,030	2,156,249	2,204,558	2,153,788	2,118,365	2,112,654	1,983,371	2,045,876	8,731,625	8,260,266	7,998,545
Income before income tax expense	1,423,177	1,325,497	1,247,550	1,274,854	1,181,993	909,439	1,344,000	1,101,835	5,271,078	4,537,267	4,494,944
Income tax expense	431,004	431,835	357,283	384,128	347,041	260,071	407,027	333,810	1,604,250	1,347,949	1,384,431
Net income	$ 992,173	$ 893,662	$ 890,267	$ 890,726	$ 834,952	$ 649,368	$ 936,973	$ 768,025	$ 3,666,828	$ 3,189,318	$ 3,110,513
Basic income per share	$ 0.22	$ 0.20	$ 0.20	$ 0.20	$ 0.20	$ 0.14	$ 0.21	$ 0.17	$ 0.82	$ 0.72	$ 0.70
Diluted income per share	$ 0.22	$ 0.20	$ 0.20	$ 0.20	$ 0.20	$ 0.14	$ 0.21	$ 0.17	$ 0.82	$ 0.72	$ 0.70