OTHER EXPENSE (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Other Expense Details
Advertising and business development	$ 21,422	$ 17,633	$ 10,658
Supplies	118,881	96,654	111,428
Telephone and postage	177,899	169,560	166,376
Insurance	34,575	44,207	43,594
Professional fees	504,888	465,533	431,990
Data processing services	559,867	446,625	351,101
State and FDIC insurance and fees	196,263	249,605	363,339
Courier service	159,943	189,247	179,407
Other	555,629	434,930	442,224
Other operating expenses	$ 2,329,367	$ 2,113,994	$ 2,100,117