INCOME TAXES (Details 2) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Income Taxes Details 2
Computed "expected tax expense"									$ 1,792,167	$ 1,542,671	$ 1,532,200
Tax exempt interest income									(338,592)	(317,802)	(270,759)
State income tax, net of federal benefit									111,271	92,569	91,637
Other, net									39,404	30,511	31,353
Income tax expense	$ 431,004	$ 431,835	$ 357,283	$ 384,128	$ 347,041	$ 260,071	$ 407,027	$ 333,810	$ 1,604,250	$ 1,347,949	$ 1,384,431