LOANS (Details 7) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Post-Modification Outstanding Recorded Investment	$ 1,618,278	$ 491,153
Commercial
Modification Number of Contracts	1
Pre-Modification Outstanding Recorded Investment	134,814
Post-Modification Outstanding Recorded Investment	134,814
Troubled Debt Restructurings That Subsequently Defaulted Modification, Number of Contracts
Troubled Debt Restructurings That Subsequently Defaulted Pre-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Post-Modification Outstanding Recorded Investment
Commercial Real Estate
Modification Number of Contracts	3	1
Pre-Modification Outstanding Recorded Investment	1,371,983	375,323
Post-Modification Outstanding Recorded Investment	1,371,983	375,323
Troubled Debt Restructurings That Subsequently Defaulted Modification, Number of Contracts		1
Troubled Debt Restructurings That Subsequently Defaulted Pre-Modification Outstanding Recorded Investment		153,015
Troubled Debt Restructurings That Subsequently Defaulted Post-Modification Outstanding Recorded Investment		153,015
Commercial Real Estate Construction
Modification Number of Contracts
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Modification, Number of Contracts
Troubled Debt Restructurings That Subsequently Defaulted Pre-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Post-Modification Outstanding Recorded Investment
Consumer Real Estate - Prime
Modification Number of Contracts	1	1
Pre-Modification Outstanding Recorded Investment	111,481	153,830
Post-Modification Outstanding Recorded Investment	111,481	153,830
Troubled Debt Restructurings That Subsequently Defaulted Modification, Number of Contracts
Troubled Debt Restructurings That Subsequently Defaulted Pre-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Post-Modification Outstanding Recorded Investment
Consumer Real Estate-Subprime
Modification Number of Contracts
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Modification, Number of Contracts
Troubled Debt Restructurings That Subsequently Defaulted Pre-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Post-Modification Outstanding Recorded Investment
Consumer Other
Modification Number of Contracts
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Modification, Number of Contracts
Troubled Debt Restructurings That Subsequently Defaulted Pre-Modification Outstanding Recorded Investment
Troubled Debt Restructurings That Subsequently Defaulted Post-Modification Outstanding Recorded Investment